Quote from @Ryan Davies: Most work this way: Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 we charge $2,500 minimum)Max Loan: 65%-70% of After Repair Value(ARV) 100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 WeeksWe have private lending partners throughout the entire United States that cover the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WV, WI, WY.

Our team is looking for recommendations on cleaning services in the Manistee/Irons, MI area capable of tackling our AirBNB listings.

G'Day Zach,There will always be great deals in any market as long as you look/work hard enough.For example, we buy various lists like evictions, probate and tax delinquent just to name a few.We offer low, negotiate hard, close with cash and close quickly.This enables us to buy 1 out of let's say 100 for 30 cents on the dollar.As the saying goes "The more mud you throw on the wall, eventually some will stick"Lot's of cold calls and chasing but it's my full time gig and that's what I do 🤷‍♂️I have always believed that "Cash is King" and you don't have it.Wait till you do.Just my 2 cents.As you will see mentioned many times in the forum, Ohio has great cashflow.So does, Michigan and Indiana IMO.You will probably find the most cashflow in these markets and if you look even further within these markets you can snag great deals in tertiary cities of those states.Wishing you much success

The one I used was the University of Michigan Credit Union.The loan to value is lower on investment property but if you have a strong equity position it makes sense.Then, the blended rate between your HELOC and primary loan is still better than the rate on a cash out refinance.Plus, the HELOC is flexible and can be used over and over if you pay it down and you have no payments until you use it.Dry powder waiting for the right opportunity.To Your Success!

I live in Michigan, he lives in North Carolina.

I am struggling to find the right option for a HELOC on my second home in Northern Michigan.

Hello Everyone,I recently bought a 3-unit investment property in Michigan and have plans to rent out one of the units to the sister of one of the neighbors.

My uncle actually did this in Michigan.

My girlfriend and I are interested in buying into the upper Michigan STR markets (Traverse City, Charlevoix, Petoskey, Bay Harbor, etc), hoping we can take advantage of the hot vacation rental market up there in the summers and the popular ski slopes for the winters. 

@Zachary HarrFellow Midwesterner (from Upper Peninsula of MI) and was also pretty low income.