Our lender has informed us that we need 12 months of rental history to use the actual rent for financing purposes, or we must rely on the appraiser's fair market short term rental value.

Being in NY maybe something to do with physical document transportation?

This could help secure a higher LTV while you build STR rental history.

I am not afraid to try things and make mistakes...and that's on par with every inventor in the history of man kind, sir.

Here are a few tips to help you get started:Financing: Since you’ll be starting your internship soon, lenders may look at your projected income or require a co-signer until you have a longer work history.

I currently have $350 dollars that is missing from a chargeback reversal from a tenant that has a document case with Amex and a statement to prove the money was sent back to me. 

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

But the real kiss of death was their arrival and documentation (with photos) of the poor & inconsistent cleaning.

All you can do now is take pics and document what she is doing.

@Bryant XavierYes we provided documentation from the property manager who responded stating that the cause was the open doors and windows...didn't seem to help.