The best advice I can give to a new investor at your age is to stay out of consumer debt and save as much as you can for your initial investment.

Additionally, budgets have tightened since a lot of the free money dried up and the fast rising inflation has caught up with consumers causing continued downward pressure on prices and occupancy.

Maybe finance 50-70% and hire PM.I would stay in real estate, it is hedged against inflation and you can consume part of the cash flow instead of depleting equity, you can actually let the continue to grow.

The threat of an investigation is typically enough pressure that she will make things right so that you go away.Instructions: https://www.ohiorealtors.org/consumers-filing-an-ethics-comp...

But if not, it seems like youre really only holding yourself back and trying to fill in the gaps with licensing, mentorship, and other time consuming activities besides actually investing in RE.If you qualify and can afford it, just get yourself a primary residence and househack.

Consumers make the mistake of thinking that 4% is the interest rate and compare it to other interest rates; it is an upfront fee.Yes, it is very sneaky, but credit card companies are fantastic marketers.Also, the big thing with credit cards is what happens after the 0% period when you need to transfer again, and your credit is much lower than before.

My day job is very time consuming and I wanted a way to get into real estate investing that I could do on the side. 

She didn't think the case holds much water but it could be very time consuming resulting in high fees.

Also it appears the company they want to transfer the loans to I looked up on NMLS consumer access is not licensed.... 

(Please don't construe any contact info I provide as an "endorsement" or "recommendation.")Regarding the company your inquiring about, I've come across the following links - for whatever their worth (they may or may not be reliable):https://getoutofdebt.org/46215/saen-higgins-switch...https://getoutofdebt.org/36930/are-wealth-without-risk-informercials-an-extension-of-john-beck-tax-lien-systems-challenged-by-ftcIt's unfortunate that there is often an inverse relationship between (a) the amount of marketing an education/guru company does and (b) the actual value of the services provided.The initial sale made by such companies are really part of getting unsuspecting consumers into a sales funnel that leads to selling the consumer an education course for $10,000's.