For business owners, having a separate legal entity, such as a corporation or limited liability company, provides the unique ability to create a credit identity with business credit reporting agencies, also known as a business credit profile.Reality check:  > Funding your business with your home equity or personal savings/guarantee is a HUGE risk  > ~45% of Small Businesses applied for a Business Loan in 2023  > Less than 2% of SBA Loans are actually funded/approved  > 29% of Small Businesses FAIL because thee run out of Capital  > Your company’s name on a credit card is NOT corporate credit (if you used your FICO score to get it)  > Business (EIN) credit will open new ways to finance your growthIf you keep doing what you've always done, you'll keep getting what you always got!

After 45 + years investing in, purchasing and selling notes and real property; structuring “deals”, running investment funds and syndications, I have observed that many (most) investors both hesitate too long gathering too much information before making an offer AND do not do enough investigation, analysis and due diligence before they finalize a purchase.Seems like opposites, right?  

Lower cost of funds at higher LTV than bringing in investorsWith the right SBA lender, you can close within 30 to 45 daysBetter fixed rate pricing with 504 program than traditionally bank financingGenerally more flexible underwriting with SBA 7a, and the right SBA lender

You have 45 days from the sale of your property to identify potential replacement properties, and you must close on the new properties within 180 days from the sale.

My plan was to put down 35% while she would cover the remaining 65%.However, the seller has requested to be in escrow for 45-60 days so that he can complete a 1031 exchange and use the proceeds to buy another house within that period.

@Chris Seveney“ I am scrubbing my database and from just a few years ago I would guess 90% of people who were "interested" in notes 2-3 years ago are no longer interested.”Exactly why the majority of investors are not good at investing - hopefully they stayed fully invested in the equity market or debt market the last 45 years and “rode the bull”.  

Buy a large 4-5 bedroom home in a nice neighborhood and rent out the spare rooms.

If they choose to live in a smaller unit and rent out their 3-bedroom apartment instead, the househacker’s tenant will be paying about 45% of their mortgage payment.While this still leaves househackers short of cash flowing during the initial years, there are significant benefits to consider.

He's done 4-5 jobs for me.

My rental and primary are 4-5 miles from each other, too.