Additionally, a co-borrower must meet certain eligibility requirements such as having a qualifying credit score, DTI, and income to move forward.

So I'd start there, justify the increases, build the conversation to build a co-centric relation, pick villain's to justify the "required" increase in response to it.

Finding a co signer.I recently was presented with a salaried job opportunity, I took it, thinking this additional income in addition to the income I make from commissions in real estate would help me  become more loan worthy.

I've looked into purchasing a co-op in Suffern because the numbers worked but they only want owner occupied.

@Brandon FishYour best bet is probably a co-signer.

I bought my first 3 family with a co borrower with an FHA loan that we recently refinanced to a conventionalWe split the rental income on our taxes and the appraised value is at 80% LTV. 

If leak is beyond 3 feet, I would cost north of $30K with 2 year inspections.I spoke with a Co-worker who had same issue in NJ: It took him 9 years to get "No further Action" for DEP.

Nowadays, water run about $100/month per apartment, and even here, for $50K it's not worth it, particularly if I have no problems to begin with.On the other hand, for a side by side duplex, the cost of re doing the plumbing may be minimal.I looked into separating gas charges for a co-worker, who rents an apartment, and the landlord splits the monthly $30.00 cooking gas bill with him.

, meaning your property would need to be insured to at least 80% of replacement value at the time of the loss to not incur a co-insurance penalty.

By mid 90's I was a co-foreman on multi-unit sites, I wasn't even old enough to vote or drink yet, lol.