We had a family of 5 but had as many as 8 in our house hold.

However Baltimore is the only city in the top 25 markets where the rental rate of return is over 20%Baltimore has one of the most stable economies in the United States, median household income averages $70,000 which ranks #4 in the U.S.Baltimore’s millenial population has grown 16% in the last 5 yearsBaltimore has over 1,000 miles of natural shoreline making it one of the most beautiful places to liveBaltimore gets over 2,000 hours of sunshine a year, rivalling Florida as the “sunshine state”Over 2.7 million people reside in the region making it the 20th largest metro in the countryHigh opportunity and relatively low home prices make Baltimore one of the hottest Real Estate markets in the nationProperties can be purchased in the $70 - $85K range and rents range from $1300 - $1600 a month for 3 - 4 bedroom homes.

However, in general the population has a median household income of $45k.

She is bringing all the income for the entire household and few months ago she was in hospital.

You might want to house hack as your first project in GA, especially if your funds are limited and you are the only one with a W2 in your household.

Luckily, my household has enough income from our day jobs that we could pay the mortgage at these places even if we don't find renters, but my goal is to buy and hold as a rental to create some passive income as we begin to grow our family.  

But must be verified by 60 day history, and must be a gift with no requirement to pay back.Reserve Requirements 3-4 Unit owner occupied properties must have 3 months PITIThree (3)- and Four (4)-Unit Property The maximum mortgage amount for the three (3) - and four (4)-unit properties is limited, so that the ratio of the monthly mortgage payment, divided by the monthly net rental income does not exceed 100%, regardless of the occupancy status.Livable Conditions The property must demonstrate the following characteristics: A continuing and sufficient supply of safe and potable water under adequate pressure and of appropriate quality for household uses.

We would call you a woman's man in our household.  

I'd make it my focus to maximize household income and live frugally, saving as much as possible.

Due to the poor economic condition in the economy, too many households and individuals are suffering from lack of funds and therefore are not being able to manage the mortgage payments on both their first mortgage loan and second mortgage loan.