Sometimes investors get bogged down in the buying and selling of properties and either forget or simply don't know there are some wonderful tax benefits and extra cash flow available with cost segregation and other tax benefits that are not commonly known by tax professionals/CPAs who are stretched thin.

Another option would be bringing in a PML instead or OR in addition to your own HELOC funds, if you are worried about being stretched too think personally. 

I would dedicate like 200K to that.I would dedicate another 200K to acquiring creative deals....subtos and getting preforeclosures etc....again in a cheaper market that you can stretch it like mine.....so id dedicate 400 or 500K to that.....and secure the other 500...600K as reserves....

Both job offers are the same monetary wise but I've heard that Maryland is low cost of living and my money would stretch further there.

Growth really going on all over, but some of the hottest growth areas are what we call 380 corridor....so some say that is from Denton to McKinney, but I say it stretches further than that. 

It is another government program that is stretched for dollars on life support to save government beurocrats and the insurance industry. ( in my opinion).

@Purvee K.Good question...I will stretch it further in this times specifically the motels can be easily converted to studios for single travellers or people who had job but don't have families can survive if think that way ...it's a win win for both purposes

From calculations, I would have enough for DP, closing costs (if I can't get seller to cover), mortgage assuming I do not have tenants (on expected salary), would be within by dti means and not stretch my income.

Thank you in advanceIO payments can make sense if it helps you stretch the DSCR to get a needed loan to value (ltv).

Sometimes, with a strong banking relationship, I have seen the amortization schedule stretched 25-30 years, but that is the exception, not the rule. 2) Use a DSCR product.