A person buying one vacant lot that a residence could be built (in the event there is no zonning restrictions) that would be a loan covered under the SA.Best way to avoid the pit falls is simply have the loan originated, processed and closed under a licensee, make sure they stamp/seal the contract and you're kinda home free.....if they pay it, you still have many other issues, but most are on the mortgage broker.

As the T-Shirt says, KEEP AUSTIN WEIRD.

There is so much on this topic that is relative to one's cost of living, numbers mean different things to different people.I think it is when one stops thinking/worrying about money and life becomes about enjoying your surroundings.On the definition of rich to the government..the same applies..who are they to pick a #, especially when the top 5% of earners pay the majority of the total tax revenues with 48mm people on food stamps.

BTW, I've NEVER known a credit repair company that did anything for a consumer that he or she couldn't do for themselves for the cost of a stamp.

You don’t have to work in a big office and wear shirts and ties, and sit open houses and gather “leads†if you don’t want to.

Everyone getting less median income while the Fed employees get much more as do the people receiving OUR funds by way of welfare, food stamps etc.

One of the locals, however, did strongly suggest one of the college girls with us last trip lose her sorority "Zeta" tee shirt because evidently "Los Zetas" is the most violent Mexican mafia drug cartel in Mexico and they would not be amused.   

I think the market will correct and/or crash within 6-24 months, but I did all my numbers with 2 EXIT Strategies, so if that happens, I can still keep it without losing my shirt!

The rest are just a day in the life ....Hmmm, "only your first eviction is hard" -- that would make a great T shirt!

Whereas people with a HS education used to be able to get Union jobs with Fabulous benefits making exorbitant incomes exceedingly $100k/ yr with overtime .... went on welfare and food stamps.