They may have a lot of unusual expenses tucked into their P&L - car payments, cell phones, travel, etc.You may add depreciation in your analysis spreadsheet below cash flow line  (NOI less debt service) to estimate taxable income. 

Do not give to much money up front, I will say it twice do not give up to much money up front that is your only leverage  once its gone so is your leverage,Stick to your payment terms as much as possible,  set up time table and if they are not doing what they say have a back up plan.make sure they have a land line also so easy to change a # and take your money with just a cell phone and a pick up truck just a  heads up.

I am looking for JV Partners to make money with me.Name, cell, email.

In Excel, it might look like this:Cell A1 is $900 (that's your payment)Cell A2 is 6% (the interest rate, per year)Cell A3 is 30 (the term, in years)Cell A4 is =PV(A2/12, A3*12,-A1)The result in A4 will be the $150,112.45 figure.

Plus you can deduct your marketing expenses (significant, for most it's $1k's) and other business expenses [cell, laptop, internet, paper, legal fees, tax prep fees] etc.

.$15000 on a "mentorship" that basically boils down to their email address and MAYBE their cell phone number if you're lucky.

I used to have an app years ago that would allow you to make a new number and connect it to your personal cell phone.

Even if you don't stage a property, professional photos over crappy cell phone photos are guaranteed to get more attention and therefor get more potential buyers walking through the door.  

I would recommend you come to the local r.e.i. mtg.. feel free to call me on my cell phone 5743765231.  

How can I get my cell or email over to you.