We're basically looking for the same thing, though I'm leaning a little more towards the Island as of late-- hit me up if you'd like some of the preliminary resources I've compiled, or just to bounce ideas. 

Pm me if you would like to meet up and bounce off some ideas.

I cant want to meet you all and learn from experienced and seasoned veterans and hear all of the success stories and failure stories and how you bounced back from them!!

Also, looking to connect with people in the Florida market to bounce ideas, do's and dont's and opportunities. 

Feel free to message me and we can bounce ideas.

I am also from Australia, so I have been bouncing around!

None of my friends or family are into investing so I really don’t have anyone to bounce ideas off of or talk to. 

These HELOC's that term out are rare. 90% of the HELOC's from notable banks out there have these terms:- 10 year interest only- 25-30 year term - draw first 10 years only- interest + principal years 11 through end of term (year 25-30) and you cannot draw any more years 11 and on (however you can refinance to restart a new heloc and get another 10 years of Draw at the current market margin + prime index).HELOC's are great but the all in one AIO or all in one loan is designed to accelerate your debt payoff quicker and has much safer features such as:- available for primary, second homes, or investment 1-4 units- interest accrues during monthly statement but is not due and not charged till after 20 day grace period similar to a credit card- you get a checking/sweep account with the AIO 1st position mortgage that will automatically sweep any cash you have in the checking over to the AIO mortgage thereby lowering your daily interest cost that day - your checking/sweep account can be linked by debit, check, just like any other checking account so if you spend money when the balance is zero and you have limit available within your AIO loan what happens is funds are debited from your AIO loan, credited to your checking/sweep account, and then goes out from there to your vendor you pay (aka your account doesnt bounce assuming you have credit available).- rates based on 1 Monthy Libor + fixed margin of 3.25 - 3.75%- cap of 6% above start as opposed to 18% with most HELOCS

I know it helps me if I can bounce ideas off of others.

I think i know what my answer is, just wanted to bounce it off people and it definitely bounced back hard.ThanksJames