I know Montana is a big place, just didn't know if your experience expanded out to Western Montana.

You have areas like the Western Hills Estates neighborhood of Yucca Valley where there is a lot of new construction going up in the $500k range and most if not all of these are being built to cater to the STR investor and these are being gobbled up.Are there a lot of STRs in the high desert?

Western mountain towns will be harder for LTRs, which is one less exit strategy.

When/if these carriers are hammered in different areas/states by catastrophic events (Western US wildfires, TX freeze, hurricanes, wind/hailstorms, etc.), they don't just tend to penalize the clients who filed claims and received payouts, but try to spread their premium increases across many insureds. 

There are 4s in Western PA, but of course your target locations and price range may affect the results we can show. 

It will take 300 years to match western standards and culture.

Are we in a climate "catastrophe" like ESG and climate activists claim?

A company called New Western has licensed agents who "wholesale" but the way they structure their deals, they aren't technically wholesaling.

There is almost no multifamily in Chesapeake except for western branch and south Norfolk areas. 

If you ever have any interest in western KY area HMU.