A good sign of no insulation is lathe walls which are a rough texture wall unlike modern drywall.If the walls are not insulated you will have to look at the options and the cost involved to see if it will be cost effective.

American Modern Insurance has great landlord and renter policies.

Something modern like this would be super cool to drop on tiny little lots.

I've been using American Modern for DP-1 and Liability, but they jacked up my rates a good amount this year.

Adding a BR/BA and spending less or cosmetics or not adding the BR/BA and really modernize the interior could both drive up the appraised value of the home.

Homes with new furnishings, modern kitchens, themed kids bedrooms, and fun amenities like game rooms and movie theaters always rent the most with the highest nightly rates.

I went with American Modern Insurance. 2700 is a lot better than 4500.

It is in desperate need of a new roof, so my in-laws (who just sold their house to move in) wanted to just pay for a new one for 30,000 €  (we live in Hamburg, Germany).But what if we combined our capital for a down payment on a loan and rehabbed this house into a fully functioning modern triplex. 

Would this effect the refinance portion of the BRRR since this unit becomes more modern?

Im thinking of putting maybe half of it in stocks and other half in real estate.In bangkok, a newly built mid-end condo, with modern facilities, carparks,for a 1 bed, 40 sqm in good location, fairly near sky train and fully furnished is maybe around 3m-4m baht. agency says i cud get around 22k-25k baht a month but im guessing its prob more like 15k-20k baht. most Thai wages will not be able to afford the rent, but its ideal for expats working in bkk. so the return is maybe around 6% before all costs, vacancy periods and appreciation/depreciation.ive been reading a lot of negative and pessimistic views about condo as a buy-to-let especially in bkk. there r so many condos in bkk and many being built as land is not scarce yet cos old buildings can be cleared and new projects started easy. and other factors i dont know. also traffic is a nightmare and the condos that are centrally located (and most expensive) have one of the worst traffics (altho it wud prob be near sky train or underground which would be ok for expats.keep in mind that i ll be paying in lump sum, wouldnt mind to gain some real estate exposure (im fairly interested in the industry),do you think its worth it to buy a condo in bkk as a buy-to-let?