I have seen it lead to stalled disposition if not a complete freeze of taking action on a loan.    

A little bit of the cart in front of the horse.

"There is no need to put the cart before the horse."

Here I went straight to the horses mouth...the government HIGH DEMAND The rate at which American Seniors are retiring is truly staggering.

It impacted rental markets far less (at least in California), but appreciation didn't just stall out, it put millions underwater (including investors)So if appreciation is your primary metric - then that's playing the riskier-but-possibly more rewarding game.

I'm trying to turn these dogs into horses.

It took them 4 months of stalling with little communication to finally complete the repairs. 

Cindy, There are endless reasons why a property has been stalled.

I did find a precedent in this Kentucky court of appeals ruling. horse case. 

Again, SEO is like building your house on sand, and PPC is building it on a rock (or at least a very hard clay ;) - Any SEO update could come by and completely knock you off your SEO horse, PPC is much less volatile.