—as security for a loan, the borrower has a contingent liability.The lender is not required to include this contingent liability as part of the borrower’s recurring monthly debt obligations provided the lender obtains a copy of the applicable loan instrument that shows the borrower’s financial asset as collateral for the loan.

You may have heard it called "musical chairs" and that is how I would describe it, too. 

Listen to some music while you're doing it, take a nice lunch break and enjoy the process.

I know successful people that majored in history or music.

Sell and 1031 and go into a passive instrument like a TIC.  

On the 3rd day, she sat down for the last time at their beautiful dining room table by candlelight, put on some soft background music, and feasted on a pound of shrimp, a jar of caviar and a bottle of Chardonnay.

As such, the debt-instrument needs to be non-recourse (no personal guarantee from you).  

Unfortunately, local government seems to only have blunt instruments at their disposal to address the situation.

Columns Hotel- for an elegant, peaceful night of cocktails... they sometimes have great live music- depends on the night. 

And double especially when you throw in “millennial crack” like great restaurants, cool breweries, and live music.