I'm a new investor,  long time multifamily development manager in Houston looking to cut my teeth on the small multifamily market here. 

It's a very sensitive issue with complicated legal ramifications involving the SEC that you really don't want to mess up.

I knew I could use certain firms for simpler deals or deals where I knew my borrower would be more sensitive to legal fees.

Hello,This post is time-sensitive as I am already in escrow, so it would help immensely if other experts in the field can provide some guidance.The property I am in escrow for is being sold by a trustee who is an attorney, as the owner has passed away.

If you're extremely sensitive to being sued, get a lawyer.

Probably not the most ideal scenario to cut your teeth on.

It is nice because Cozy does not give you any of their sensitive information (like SSN or credit card info) used to run the credit and background check so it take the onus off of you as the landlord to protect that information.Once you approve a tenant, they set up their payment info with Cozy and pay through the website as well.

Sub2 is always equally against the rules, and those rules always have an equal amount of teeth to them.What will be unique about FHA is that you may not need to do that legal gray area approach at all.

I then worked on crafting a message (it took a few tries to get it right, need to be really sensitive). 

I TRIED to talk with him and work through it, but he was very sensitive.