There are three sides to every story - yours, mine, and the truth.I'm following this thread because I'm learning about something that's fundamental in this business - trust.

EVERY thing I have EVER looked at for REI always has the same weakness: REAL big on the "what" and the "why", but they ALL fall flat on the "how", even my current group.One big problem is that those who do achieve success in REI are RARELY qualified to teach, especially to relate their experiences in ways which mesh with the ways we learn new concepts, ideas and skills.Concepts are collections of fundamentals.Ideas are collections of concepts which synergize.Skills, on the other hand, only come from taking action and learning how to apply ideas, concepts and fundamentals.

Most people who have no money, have bad credit, and do not want to work hard but want to get rich quick have a more fundamental issue that needs correction.

I simply fundamentally disagree with you.  

There is so much waste and so much incentive for the poor to remain poor.The education system is designed to teach some fundamentals without addressing necessary life time skills.

Fundamentally, people are people - period!  

This link I found (actually found on a few websites including IU website for law degree students to study) says, "The procedure for disposing of real estate will differ based on whether the property is held in trust or as part of a probate estate, but many of the fundamentals will be the same for both." - See more at: http://livingtrustnetwork.com/estate-planning-center/revocable-living-trust/what-the-experts-say/administration-of-a-probate-or-trust-estate-selling-the-decedents-real-estate.html#sthash.ZJCmTQxN.dpufIf said real estate is in "probate" in Indiana then the final sale has to go through the courts for final approval.

I know that people choose to do business with other people that they like and trust, and it is my most fundamental intention to be genuine and honest about who I am and who they are dealing with.

Based on my fundamental knowledge of REI more having to do with Robert Kiyosaki's teachings, good debt would be arbitraging the banks money to build leverage while bad debt would be consumer spending, maxing out a credit card.

I can self-direct my Roth into incredible, tax-free real estate deals.Having house hacked a 4-unit in Los Angeles that cash flows and has appreciated marvelously with only 3.5% down, I agree it's an incredible strategy that you can't do in a Roth.But if $5,500 a year is the difference between being able to put 3.5% down or not, then I would maintain that income is the fundamental issue."...a Roth would make more sense were I eligible to contribute."