Your jurisdiction will likely charge each meter a new connection fee even though you are not causing a net increase in usage.

This will help you keep your water in check.Or, do sub-metering where the tenants pay for the water usage.

@Jeremy Chaser Numbers aside - looking only at what you listed as your concerns -Sub metering water is actually the easiest item out of the concerns listed - I did this last year on a 3 unit property - the meters record the usage and send it out via an internet hot spot device.

That seems wildly inappropriate and not within the authority of merely being under contract to buy a property.

Higher sear ratings, less electricity usage, extremely quite compressors.

I see cost more directly tied to number of occupants.Water/sewer is primarily based on usage, and the fewer people in the units, the lower your bill would turn out.

I have just purchased an investment property in Cleveland and just transferred Water/Sewage into my LLC name...Asking the water company what the average monthly usage is, i'm in sticker shock!

You could certainly get the personal loan and then transfer some of that to intro rate credit cards.... fair to say I'm a pretty big advocate on credit card usage because I do mobile homes so I run into the financing issue from banks the same as you. 

After 10 years, you would still owe more than $200k.If your Lender will really lend you $310k at 3.75% interest, I believe your usage of that facility could be better served by looking for a better deal (or a much lower purchase price regarding this one).

I would think the answer to this is "yes".Speaking from buying a SFH perspective: why would I pay retail for a house that has a history of meth usage if I can pay retail for a house that doesn't?