Case in point, can someone identity anything that is up only 9% annualized?  

You buy 2 properties that are the same size, right next doors to each other, put the same amount of rehab into them, everything is identical.

If we avoid piles of taxes now, and build up a 1,000,000 tax-deferred 401k, and someone else pays their taxes now and uses a Roth, and builds up a 1,000,000 Roth - their million is bigger than our million - because we must pay taxes to access ours.Now - assuming identical returns, it will take them 'more money' to build their Million Dollar Roth, because to make the same contributions, they must also pay taxes.  

Indeed, if a tenant provides any PII info, just be sure anything like account numbers, SSN, or other identity data is obfuscated before you as landlord will accept it.  

@Mike H.In Illinois(,Indiana and Wisconsin also I believe), First Midwest Bank is one that makes HELOC on investment properties with terms essentially identical to a typical owner occupied HELOC.

We wanted an average of 640 or above, and the Wife meets it but the Husband does not, he says its because of identity theft.Thoughts, what would you choose?

Without insurance a dental scaling cost $60,  I dental implant cost $1000-$1500.  

I am Israeli Lawyer Moshe Strugano, if you are facing any problem contact us, without any expense I will help you out if its genuine

All these calculations show an identical BRRRR, bought for $50,000 cash, with $25,000 rehab costs, and refi’d for $100,000.

Hope I'm not hijacking the thread here, as someone who lives in Bangor as well and with a nearly identical story (rich dad, richest man in Babylon, 10x and close to 100 more) I've been hooked.