.  ($750k if market holds)Our plan was to get the house to CO, then HELOC to finish the other guest bathroom, Trim, do backsplashes and other “unnecessary” finishes.Due to covid  my banker told me things have tightened up so they won’t loan on a house that’s not 100% complete.Looks like my only option now is utilize hard money to Finish the house to 100% completion.  

Purchase price: $233,000 Cash invested: $12,000 Sale price: $340,000 I lived in this investment property with my family as I replaced the flooring, trim, kitchen, paint, fence, and doors.

Trim was also added to help spiff the place up :) What was the outcome?

 Assuming the Exterior is completely dried in, the next steps to finish the project would be:Drywall or Wall Finish - a Cabin in Montana might prefer a Wood Finish instead of the Drywall we typically use in Arizona - Possibly a combination of both; I suspect Drywall would be least expensive but maybe not as Aesthetically correct.Assume an inspection is required to confirm proper Nailing of Wallboard prior to next steps - Make sure Wiring and Plumbing passed inspection prior to installing Wallboard.Tape, Texture, and Paint - If Drywall is used, not required for a Wood Wall Finish, but Wood might need to be Stained and Sealed.Flooring - Carpet, Tile, WoodMillwork - Cabinets and CountertopsElectrical Trim - Includes installation of Electrical Outlets, Switches, and Light Fixtures. 

I'd buy a cordless oscillating tool (for door trim) and a laminate floor cutter.

Some of our major expenditures off the top of my head:Plumbing: 24kHVAC: 12kRoof: 6k (flat roof TPO)Floors: 9k (refinished most, replaced the master bedroom)Electrical: 12kDemo: 6.5kConcrete/Fence/Landscaping: 14.5kWindows: 7kTuckpointing: ~6k (if you don't know what that is, it's brick work basically)Architect: 2.5kCabinets and countertops (kitchen): 9kFraming: 9kDrywall: 13kPaint: 4k (paid someone to help so it wasn't just me)Doors: 5k (lots of doors including 4 exterior)Appliances: 2.5kStaging: 2kThe other 20k or so went to Vanities, trim (we used good 7" trim board that matched the original trim), waterproofing, permits, finishes etc... 

Office space is going to be fat that gets trimmed to help keep companies afloat.

I acted as my own general contractor (with a few subs), relocated the stairs to create open living area, replaced the kitchen, got rid of all the honey-oak trim and doors, and converted part of the huge 55-foot deep garage into two more bedrooms + additional full bath. 

., it saves us a ton, we get to inspect our properties and "check in" with them so we are familiar once again, and see things tenants and managers never catch, like rotting trim or deck boards, most recently a small active roof leak, that usually won't get noticed until it becomes a major issue.      

Long story short, copper piping replaced with 40 feet of pex piping, two feet of drywall/insulation removed from 3 out of 4 walls in two bedrooms (where we discovered more nails that were put into section of piping from when previous owners installed trim during a reno), and things have been progressing.