Wow, your experience and passion are absolutely inspiring.I'm currently traveling the U.S but am a Colorado native and a newbie wholesaler!

Are you a native?

(For full disclosure, before I continue, I'm in the process of getting my license, simply because I want native MLS access.)A couple of things to remember...Depending on your state, you may have special disclosure requirements and other restrictions, if you are a realtor.  

Leverage is a good thing it helps you react faster it also increases the cost basis for the flip and reduces your taxable cap gain.

What questions would you ask and how would you react and respond given the same set of information and circumstances?

How will they react to that?

Unless you have direct MLS access or an agent that has you as their TOP priority, it's tough to get the info you need and react faster than your competition! 

How do buyers react to a HML buyer vs cash buyer vs financed seller ?

It feels like we're too much in debt but maybe we're not used to what to expect and are over reacting.

It does sound like a CYA problem and now how I react is up to me.