As a result, one must believe that the "information seller" will reduce what they provide as much as possible because they may not care except that a students check clears/stretch the profit into future classes. the motivation of the teacher is what causes the problem, potentially.

By no stretch is this legal advice, but handling the insurance is, as you know, a different animal relative to subject-to acquisitions.

Someone else may feel comfortable doing kitchens and baths but lack doing long stretches of tape and float on drywall.

If on the other hand the borrower provides us with poor documentation, then it really stretches it out.

We find a project and for whatever reason, we are determined to make it work even if it means tweaking assumptions or stretching our risk tolerance.

We are looking to put as little down as possible to stretch our capital as much as possible.

However, with today instment property rates, with a down-payment of 15-25%, and payments stretched over 15 years, all in all is about $2600/mo, which to me seems like no one in 80910 will rent for that much.

COVID-19 has reinforced this belief of mine - those who were already stretched due to other debt REALLY felt the pinch when tenants stopped paying, or were simply unable to pay due to lack of employment.

So I did---I stand corrected, sorry for the oversight (that's what I get for being in front of the monitor for the last 17 hours)...I wouldn't be quick to fault lenders solely for the current debacle (what about the appraisers that over-inflated values, investors that overspeculated, borrowers misrepresenting income and/or future earning potential and real estate agents stretching affordability going for the upsell to mention a few)---loose guidelines and predatory lending certainly had a hand in this, but so did alot of other factors (including higher interest rates).

In addition with a 2nd refinance later on, you stretch the payments out again.