That cost would be added to your down payment, closing costs, loan costs in determining out of pocket costs.  

If the prices are right, two more properties will be added to my portfolio by the end of the month.  

If your rental property is written as a DP-3 policy, backup of water from sewers & drains is not covered, but the coverage can be added by endorsement, and should have been offered by your agent at the time you purchased the policy.  

Most people who start doing this also have another job and forget that this income will be added to the other income at the end of the year.

Though flourescent lights can cause deafening pain for Autistics, it has been shown that kids in general [ non-Autistic]develop more headaches and have more difficulty learning than most other lighting.We do sound proofing between rooms which everyone likes [especially apartment dwellers] We prohibit the use of nasty cheap fragrances.We also utilize "interaction badges" They are a clear card holder on a lanyard.

I asked if the LLC could be added as "named insured" and they said "no".  

My ideas and suggestions are intended to be added on top of the best management practices of landlording.

I agree that the spouse should be added.

In any event, I will be adding an addendum to my rental agreements in which I will cover proper use of garbage disposals and maybe add a service call fee in which it is shown that misuse caused the service call.In 15 years, I have NEVER had a tenant report a "clogged drain" and have never had to pay a single Rotor Rooter service call.

Make sure the elastomeric caulking bead is good and thick, so water does not go in to your flashing, and it should slope to go outside.