Will that be added to the social security amount to calculate Capital Gains or is it dependent only on the ordinary income, is social security considered part of ordinary income to determine capital gains?

If he were to claim all 15 years now, he would lose out on a lot of money since he makes more than 150K in ordinary income.

Keep in mind that Para 18 deals with conditions that materially affects the physical health or safety of an ordinary tenant. 

Will they  apply that loss to my ordinary income?

It is just fun to experience something out of the ordinary.

Maybe this is because I didn't do a deal as im sure if I had you would have been there with support.Regarding HomeUnion, I don't think its fair to categorize that 1% fee as something that is extra or out of the ordinary. 

Normally, passive losses cannot be used to offset ordinary income.

That's taxed at your ordinary rate, though capped at 25%.  

Capital gains, more or less the appreciation above the cost basis / purchase price, is taxed at generally a lower rate than ordinary taxes.  

I have PeerStreet and Lending Club, but the returns are no higher than 8% and usually, 4-7% and of course taxed as ordinary income.