You don’t have to be as strict as a traditional lender, but it’s wise to check their credit score, employment history, and income stability.Flexible Terms for Stronger Buyers: If a buyer has a strong credit history and steady income, you could offer better terms (lower interest, smaller down payment, longer balloon).Tighter Terms for Riskier Buyers: For buyers with weaker credit, you might require a higher down payment, a higher interest rate, and/or a shorter balloon period.6.

Partnerships are like marriages though - choose them wisely. 

When we were selling any of our props if we felt we had one of those individuals ( most of my stuff was props  bought at courthouse and would sell as is) EM would be 5 to 10X higher other wise we would not take their offers..

This is because collecting rent is often seen as passive income, and the state may not consider this "doing business" that would trigger the registration requirement.However, states like California or New York may have specific rules, so it's wise to check state-specific requirements.Active Income (e.g., House Flipping):Active Business Operations: If you are engaging in activities like house flipping, property development, or property management, this would likely be considered active business operations.

Creative wise, I would say having a nice interior design,something that’s more than the normal furniture or décor.

I probably can get co-signer for loan too.I’m eager to invest this capital wisely in a rental property.

Is it always a wise investment maybe maybe not. 

Some other states allow them many do not.. so again you would be wise to seek council first.. 

@James Wise from Holton-Wise Property Group has a TV show on his website labeled "Tenants from Hell" and I believe they are mostly Section 8 tenants.

I get builders risk policies for all my new builds and at least in the markets I built in Charleston SC  and Portland Oregon have never seen the fence and security and like you I would have trusted my broker to mention something like that.. fence and 24 hour security is just not something you do on ONE SFR rehab.. unless its a known high crime area like South side of chicago and now inner city Portland you really need the fencing etc other wise the homeless and druggies will walk off with everything.. when did a bunch of rehab loans in South Jackson MS same thing theft was off the charts and we had houses burn down .. but the dollars were much smaller.I know I have gotten larger policies for my bigger developments and I did pay my lawyer to go through them line by line and at the end of the day they really cant say what is or is not covered.Also you simply would not think of anything in Colusa county as being high crime .