Hey @Michael Lightwood - it's a loaded question but I don't think there really is a "good" time to be buying. 

This is the off loading most are seeing now.

If she does have a listing of a property we dont own she encourages other agents to sell them for her given her work load.. 

I am fine to learn this stuff and put in the work, but I have been told that this work is very front loaded and that is my goal.

When I explain to them the years left is inconsequential as you are looking at time value of money and what is your return - and you base your numbers off of that - people get confused.Its like people who say a mortgage is front loaded in interest and you pay more interest upfront - well actually that is not the case, the rate of interest does not change, you just have a higher balance on the loan...Its not "front-loaded".

You can take any reserves and ladder them with CDs/Treasuries/some other low-risk fixed income asset to provide liquidity in case things go sideways, all while mitigating most of the interest load on the loan. 

If they are a good coach, they will have you drilling fundamentals every day, watching everything you eat, studying the rules and strategies, lifting weights, and more.

But that was 15 years ago and I’ve learnt loads since, so I’m open to it in the future.

I highly recommend loading up on these gems.Being a rookie, I don't really have expert advice to offer however, I'm never a fan of leaving money on the table.

Unit was loaded with designer purses, $1k shoes, jewelry, expensive furnishings, etc.