I invest mostly in the southeast and upper midwest.

If someone could please be so kind as to refer me to someone they trust to take a look I would really appreciate it!

I don't feel nowhere near as bad about losing money when it is my fault, but it is a miserable and long-lasting feeling when you find that someone you trusted lied to you and stole or misappropriated your money and lived high-on-the-hog (whatever that means) with your money.Very few people in this world ever perform as promised!

As someone who lends and also borrows private money, I know how important trust and transparency are in these deals.

Whether it’s buy-and-hold, fix-and-flip, or short-term rentals, there seems to be a lot of potential here.For those already investing in the area, what have you seen?

However, I'm in the middle of a cash-out refinance of an investment property I already own.

@Jared W SmithThe words trust but verify ring very true with those stories.

I'm thinking about investing into section 8  housing in STL and I'm new to this game.

., 10-year interest-only options), and non-recourse structures.Competitive Rates: Recent transactions show rates ranging from 2.69% to 4.65% depending on LTV (55%–80%) and property type.Lender Specialization: Some lenders excel in specific areas:Greystone and Walker & Dunlop lead in Fannie/Freddie volume and large-scale refinancing.Arbor Realty Trust is praised for smaller-balance loans and flexibility.CREFCOA offers streamlined refinancing with 45–60 day closings and cash-out up to 80% LTV.HUD 223(f) loans provide 35-year fixed terms, ideal for stabilized properties.Questions for the Community:Have you worked with lenders like Greystone, Arbor, or Freddie Mac?

Investment Info:Small multi-family (2-4 units) buy & hold investment.