While traditional loans might be tough with current interest rates and no W2s, there are definitely creative financing options and strategies to consider.One possibility is exploring seller financing.

Or the 6k houses that burn down in Napa and Sonoma counties  U just dont hear about it because it was not LA and the rich and famous.. the Napa fires are the exact same scenerio Atlas peak is solid brush and its burn 3 times in my lifetime but this time there was homes built right next to it and again freak winds downslope winds  that caused this..

And I would find a decent job to utilize to help get traditional lending with.

Quote from @Henry Clark: Quote from @Jake Andronico: Quote from @Arn Cenedella: @Jake AndronicoI’ve looked into them but have never executed one.Let me say they will be expensive and complicated.I think what you will find if one is trying to defer $50,000 to $100,000 in gain, it’s not going to be worth the time and trouble.On the other hand, if client is trying to defer gain of $500,000 to $1,000,000, it’s worth the time and trouble.I use First American Exchange for my own account a dozen times and they have been right on the money.Google them and reach out.ArnIt's definitely more expensive than a traditional 1031 exchange, but being able to secure properties upfront can be super convenient.   

Quote from @Rich Davis: I know there have been posts regarding the ever increasing cost of insurance.  

I'm in a beach area where Sat to Sat rentals have been traditional for 100 years, but not any longer since the rise of Airbnb (and less control by local property management companies).

Quote from @David Martoyan: Has anyone here successfully adjusted their strategy to focus on finding deals that don’t follow the traditional ARV formula?

A prudent investor doesn't seek quick riches through shortcuts.

A prudent investor doesn't seek quick riches through shortcuts.

I've seen some pretty killer terms for foreign national Canadian loans from RBC bank, if they can meet traditional income qualifications.