.--- We see 700+ credit scores all the time and their only accounts are student loans in deferment. 

So there are many more participants at the novice level who may not understand the risk/reward nature of this type of investment. 

we have participated in the on-line tax auction a few times and believe the process is very broken. 

Typically, you’ll need to use an online listing service, where you can either participate in a free trial or pay a fee to view listings.

Participation trophy culture runs rampant next to abject fragility as a guise to avoid responsibility and ownership.

@Paul BogardTo rent out multiple bedrooms in Philadelphia, understand zoning regulations, consult a knowledgeable real estate agent, hire a property manager, and consider multi-unit properties, student housing, and co-living spaces.

The thing that scares me the most about Bitcoin and other crypto currencies is that it's like debating a college student that's just finished reading Karl Marx.  

If they had not found the deal or participated at all, you would not owe them anything since it was off-market and they didn't play a role. 

I've also used college students for this. 

To maximize cash flow, find suitable properties, analyze numbers, and focus on student-friendly amenities.