It would actually be much easier to code in many other programming languages.From my worksheet where I calculated the interest paid each time the HELOC is paid to zero before putting a "chunk" toward the 1st mortgage:(outstanding balance) x (APR / 12) = this month's interest paymentAnother way to express that (for credit cards, for example) might be:(average daily balance) x (daily periodic rate x number of days in billing period)NOW do you see / understand the difference?

I would start with the code & zoning department for your community

Not sure about Georgia, but in Washington we have a revised code that addresses this.

The only way to answer that in general (whether house hacking in today's market is still a good option) or for a particular property, is to learn how to run the numbers and analyze a specific property to see whether it will be able to stand on its own as an investment when you move out someday.There are a lot of resources here on BP for doing that but I'd just say, make sure the assumptions you're putting into your spreadsheet or deal analyzer are realistic.Make sure the rents (especially for vacant units or pro-forma #s) are realistic by doing your own rent comps; make sure the mortgage rate is realistic by doing some research online and/or talking to some mortgage folks; make sure insurance #s are realistic by getting a couple of quotes for the # of units and zip code / area you're looking in; etc.I hope that helps, and good luck 😊

If you're refinancing to a business purpose loan that's totally fine, but chances are good you'll need a lease in place for the unit you were occupying so the lender feels confident that it's strictly going to be used as an investment property.

Does the tax code say this directly or is this inferred from the mechanics of the bonus depreciation calculation?

Let her know she can change the locks and give you a new key (or if it is a keycode, she can change it and give you the new code). 

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I’d be very grateful for any advice or recommendations on how best to approach these modifications.Also if I were to refinance in the future to pull out cash from the property, is this something that banks could refuse to lend on if I have code violations of lets say a wall that was moved or removed?

My question would be becoming a qualified assisted living operator and the certifications / licensing per your state (For me Texas) to get your property up to code?