It could go higher with additional work to the house.

If we had hundreds of loans out, we’d have enough monthly income to aggregate the payments into additional loans—but we don’t.If you do this, your note will have to have a compounding clause in it, provided by your lending attorney.

Quote from @Conte Cuttino: Makes sense @Andrew Freed so say if we I can make it additional legal space, do you think the 107K left in the property for the return is worth it or should I sale and move on? 

And if still in Spain, how long until it's in US and is shipping additional or is price landed? 

Mortgage lenders will qualify you for a higher purchase amount for multis than they would on a single, because they will count the rent you will be making on the other units as additional qualifying income for your loan application.

There is only a limited provision to make additional fixed-amount payments once a year. 

I have a large lump sum saved in an investment account for down-payment and any additional costs.

My goal is to live in the home during the winters, maybe 3-4 additional weeks for vacation, then rent it out to help cover the mortgage the rest of the year.  

@Kleyn LopezI have referrals in the San Diego area if you are in need of additional CPA recommendations.

Citizen Borrower Eligibility Requirements, for additional information.