If I buy out the first lender, can I foreclose with the total amount due for both loans combined, or will it remain as two separate loans, with only one being foreclosable?

However, no one at PennyMac was able to provide documentation nor were they able to confirm that our monthly payment would remain the same after transferring to the LLC.  

But the real key is to find motivated sellers.

Hello Ralph,Yes you can used a HELOC from another property as a down payment for a new one, then get traditional financing on the remaining 100K. 

You can reach out to the Title company and see if there are any funds remaining for dispersement, if so then ask if there is a way to make a claim to those funds.

It can easily take 6+ months to find a motivated seller. - Just be prepared, because a motivated seller typically has a property with issues you need to be sure you can solve.

That is the sole motivator behind seeking out these markets and property types.

any advice on paying mortgage off or faster With a standard mortgage, your monthly payment will remain the same for the life of the loan.

If someone is ready and willing to put in the work, not rely on others to provide them motivation or to do the work for them, and all they need is a road map coaching/mentorship is a game changer! 

Getting into trouble is more about intention, and motivation.