The rent from the other units is used to help you qualify for the loan as well.

(This could potentially qualify your distributions as QBI -qualified business income - subject to a 20% deduction under 199A. 

Offering the property on a lease-to-own basis might attract buyers who can’t immediately qualify for a mortgage.

The structure for this is a discounted sale, lease back, buy back.One of the partners is a qualified intermediary as well that understands the plumbing behind it to make it 1031 compliant.If you have any questions on that - feel free to give me a buzz.

Just be cautious of DTI (debt-to-income) ratios when qualifying for additional loans if you’re relying on projected STR income—most lenders require at least 12 months of rental history.

No W2 is required for DSCR Loans - one of the main benefits as its strictly no income verification for qualifying.

You do have to qualify and be accredited in most cases to join such clubs, but they do exist.

Quote from @Jose Solis: @Brandon Croucier i would be able to put around 70-75k down, and should qualify with my income what is the purchase price, and what is the timeline to develop the property?

Currently, I'm only qualifying off $80K of income so it doesn't help me qualify for a lot.It looks like Snow Removal is about $700-$1000 for a full season?

These expenses can create a paper loss, which may offset other passive income or carry forward to future years.If you qualify for Real Estate Professional Status (REPS) or actively manage a Short-Term Rental (STR), the losses can be applied against your active W-2 or business income, reducing your overall tax liability.