However if I rent by the room I am predicting being able to ask for $1200-1500 per room (1500 for master 1200 for each bedroom).

Hi Jagger-Great question.I am a fellow Michigander from Ann Arbor.Nothing against Maine but the Midwest has seen some of the strongest rent growth in the country.When I consult with my clients, if they don't have the budget for a market like Ann Arbor, I direct them to Lansing, MI.The cashflow is strong, the economy is stable, it is the State capital so there is always economic development creating new jobs, the price point is relatively affordable because the cost of living is lower there, and appreciation is predictably linear.I also advise investors to buy duplexes and up so you always have a rent check coming in most of the time if you have a vacancy.

What do you do to your revenue predictions to account for that? 

This is always a helpful link to predict demand in the shoulder seasons. https://www.visitsouthwalton.com/userfiles/2023-2024_South_W...

(I am not confident when it comes to future-telling thus this is just my naïve prediction)I am happy to help anyone who is interested in learning further about my experience with the company, you can message me.

Though, keep in mind that HELOC rates can fluctuate with the market, potentially exposing you to higher interest rates down the line.On the other hand, a cash-out refinance could lock in a fixed rate, providing stability/predictability in your monthly payments.

Yet, all the members would need to do would be to go look at their archives and look at the predicted gains and check if they occurred in reality and they'd find out easily that my example above is typical.There are countless people in that same situation situation and, in my humble opinion, it's about time that they swallow their pride (for having fallen for their marketing tricks) and speak up so that other people don't have to experience the same situation in the future.

Nobody can predict if/when.

But obviously we can't predict that a year from now, let alone 10 years.

However, nobody can predict the future if this will continue - hopefully we get some relief soon!