Additionally, the price point is still cheap enough to find the 1% rule and positive cash flow and there's amazing appreciation potential.

I appreciate the positive perspective of this

You state that you have 20% - 25% equity position for safety, but you don't based on the information you gave. 

My clients love it here because of the positive cash flowing deals and lots of appreciation potential.

Value is currently $700k more than my acquisition and rehab cost and it has some small positive cash flow (~$5k/month). 

As a sponsor I can't be a member but the reviews I've heard are generally positive.

With your background in the Air Force, MBA, and construction, you're in a great position to launch a real estate venture.

My experience so far has been positive, but it's early days.

You're in a good position, you just need to figure out which option works best for you. 

If you used a loan to rehab your property and find yourself in a difficult position, doing a straight refi (just paying off the old mortgage) will be easier than trying to pay off the original loan and take additional cash out.