I personally offer my guests free access to Netflix, Hulu and Disney+.

Neighborhoods there are usually in better shape (although Baltimore is very much block by block), and in my opinion, the quality of the tenant pool is much better.Oh, and great idea checking out the properties in person—the pictures you see on the MLS can be very deceptive lol.

One thing to note when getting conventional mortgages and spouses.There is a 10 limit per person for conventional financing.You can either do 10 conventional in each person's name which would be 20 mortgages for 2 people or if you do the mortgages jointly, will only allow 10 in total.My thoughts are not to own joint assets until you are both married. 

@Tim Bergstrom I am a lender with a local bank here in Louisville and an investor personally as well. 

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Myself personally I'm invested in Buffalo and NYC, but that's because it made sense for *me*. 

I agree with Andrew’s comments particularly because this is a home you personally lived in and know intimately.

Melanie, as much as I understand where you're at with this, I would have to disagree based on personal experience.

This is probably a place where you go to one of the personal loan sites to borrow money or maybe a credit union. 

But now with the joy and headaches of non-metered units, trying to wrangle 3 different set's of persons into playing nice, etc etc..