The factors to consider are your overall objectives, your credit score, DTI and personal financial condition I recommend you find a broker or originator whom you can trust and have them weigh your options.

Everything in tax depends on the personal situation. 

What's labeled Private Money in the market - an individual looking to build a lending shop by using personal funds - this is out there but these guys are not cheap on points or rate and they have rules and guidelines like anyone else, so really the difference between them and hard money is nothing other than appraisal perhaps. 

@Jared Smith this is definitely something I'd be willing to entertain.

PM me and I'll send you their contact person or you can google them.

I am not an insurance agent, but I would be curious to hear from someone in the field who could explain how this would have played out differently had the properties been in an LLC and not a personal name.

Buying as a vacation rental could potentially qualify for a lower interest rate, but you’ll likely need to provide proof of personal use (even if minimal).

For me, it could be closed in my personal name or an LLC.Hope that helps and good luck!

I personally RARELY use them.

They don’t really spend any time teaching you how to raise capital or how HNW investors think.Also, they push the LP structure which doesn’t protect the GP who takes on personal liability (which we’ve heard from sources)Check out Capital School - a complete turnkey solution taught by someone that’s raised $2B with the help of others