So on numerous occasions, I have expressed my concerns about staying within my budget.Now on top of this, the property manager let the pipes freeze and they leaked and the boiler also cracked which I was told to file an insurance claim.

Seeing words in that language like might, try and "not at all" would concern me if I were reviewing their fund for investment!

While OOS investing can be very challenging due to unfamiliarity with the location, building a team of professionals that you trust can help to alleviate those concerns.

So, I don't think frozen pipes were a concern.

Several factors indicate the company is not that concerned about efficiency or ease of customer process: the website, a process that seemed to focus on one issue at a time instead of all issues at once, and consistently poor communications and lack of common sense from the loan analyst we were assigned.It started off very well with the initial point of contact, Austin Lornson, who did a fine job of explaining the general refinancing process, responding quickly and thoroughly to our questions.

Send her a certified letter (keep a copy for yourself) with your concerns of her not turning on the heat and the problems that can occur with frozen pipes and repair cost in which she will be liable for if she doesn't comply.Is she using space heaters instead?

So feel free to DM me if you think I could help.The other reason for me to reply to you is to debunk some untruths that are being circulated about international investing, as it could help all readers who bump into this thread.It's not true that many European countries require you to be a citizen or a permanent resident to invest in real estate there and certainly not in the countries that you mentioned.

Price is often not the main or the only concern for the seller, they have other needs.

My only concern is searching for the rent to value "1% rule". 

Insurance cost for weather-related disasters is growing to a major concern in many of the southern markets.