Sometimes these insurance contracts come in legal sized paper- possibly a harbinger of what you'll need to do to collect fairly from them, But always expect them to perform completely on the things which are in their financial favor.

We can transfer to our other accounts easily.I believe Bill Pay is in the works but not positive about that.Stessa is a great tool for someone who does not want to use paper or excel and has fewer than 50 units. 

The 10% is probably for ordering items and being there when goods arrive, unboxing and removal of packing materials, assembling any furniture that needs it, placement and moving things around, putting up artwork, and washing new plates, silverware, cooking pans, coffee carafe, prewashing all sheets, towels, and linens etc. 

Your brother has more say than your gf at this point on paper. 1 option: Sell the asset, split the proceeds, and get your own property to do as you please. 

Any paper trails that should be in place or is it as simple as giving notice at the right time next year and not renewing the lease?

Make sure you know when to throw in the towel without feeling resentment to your life mate.

The 2019 build would blow away/wash away in a storm way before the 2000 build but to the insurance company on paper the 2000 build was a higher risk. 

Paper work for the deald.

Wear gloves and wear a good mask with a filtration system, not just a paper dust mask.

The lower class buildings look higher cashflow on paper but real life it all nets out around the same.