That will start to tell you if rentals are a feasible option for you.

But like @Henry Clark said and others in this post there are options you can consider.

Investment Info:Large multi-family (5+ units) commercial investment investment.

There's so many options but they all do the same thing (more or less).

Have you explored any of these options yet?

Lease options are a great tool.

If you ever need insights on financing options for rental properties, including DSCR loans to scale your portfolio, I’d be happy to help.

Rates may still be high, but sometimes they’re more flexible with repayment options than a mortgage refi.Family Loan Structure: Since you have an existing interest-free loan from family, you could talk to them about restructuring or even adding onto it, if they’re open to it.

You might have other options to explore to drum up liquidity (HELOC, Margin Loan, Policy Loan, etc) that can supplement your HYSA in the DP.

I would check and see how many 1 bed and 2 bed options there are and what they are priced at because most folks will prefer the full place to themselves so rooming 2 people together could make getting bookings a bit more difficult (not always the case but something to consider)