And you're totally right, housing issues cut across political and other lines.

Perhaps that was an issue with earlier models. 

They use leverage in some of their funds, which can increase returns, especially if they have a low cost of capital (but potentially increase risk and trigger UBIT issues).

Most negative comments come from competitors, those nitpicking minor issues, or people who haven’t worked with the company at all.

You may run into issues since it's a smaller loan. 

It also allows the manager to work directly with the insurance company to resolve issues efficiently.In Texas, this is part of the standard Texas Board of Realtors Property Management Agreement and is considered an industry best practice.

How can I correct cashflow issues if I have 3 properties?

No DTI issues.

Typically, co-op's are less valuable than condos for a number of reasons such as supply/demand, lack of investor interest, older units, estate planning issues, financing and board policies. 

None of these communities will be changing to residential neighborhoods, although a couple do have residential 'sides' that full time residents live in and can not be rented short term.Two of the big communities that you will have some issues with self managing are Reunion and Margaritaville.