You purchased it with a HML, and are now rate/term refinancing the $1.5m (75% of $2m) hard money loan for better terms b/c you show six months of stabilized rent, the T-12 and rent roll with the monthly breakdown shows a clear trend towards where we are at now.Your hard money loan matures at the 2-year mark, but you weren't silly enough to call me at the 1 year and 11 month mark, so my partner lenders that have great terms, but move slower, are on the table.

@Adaze Foltz  Benefits:Direct to the source; more control over the receipt of the funds (initial and any rehab draws); able to not just establish a relationship, but also perhaps gain referrals of other private lending sources (those that are happy with the returns and payoffs - talk (boast) to their friends); faster to the table; can negotiate the terms (rate, when payments are made, other fees and when they are paid, etc.); usually nothing reported to credit bureaus.Risks:Using up the private sources money (tapping them out); The private lender didn't receive their payoffs on other loans as anticipated so they are short of funding your deal(s). 

For the sake of the product that you all want to massage baby oil all over and take to the beach on a nice summer's day, sipping a Mai Tai, and of course, crushing real estate on an app, just let this thread rest in peace.

Tomorrow this offer may not be on the table, and taxes won't matter anymore!

If your deal is worth less than what you paid for it, then yes, you may well have to bring a lot of cash to the table to refi.

This will result in the CRA collecting <=10% taxes on repatriation of retained earnings.Here is an overview on repatriation of investment income to Canada (from the U.S.A. in the example tables).

For Example, my Note Investing notebook has Sub Categories for Consolidated Note Resources, Goals, Note Buying Criteria, Foreclosure Timelines and Costs, State Specific Notes, Systems for The Note Business, Collection Time Tables, Note Conferences, Bankruptcy in Notes.. 

And it's done to intimidate; but I turned the tables, and it's clear he isn't accustomed to that, nor does he like it when it's done to him. 

For example, you can upload a table of say loan data, ask it to rearrange the data with only pertinent columns and rows, map out the addresses, apply formulas (ie.

Then you get down the rabbit hole of integrating platforms and automating your workflows which takes a lot of massaging and some technical skill.