Credit pulls for the same type of loan within a short window (usually 14-45 days) are treated as one inquiry, so your score should be fine.

After years of focusing on my career and building financial stability, I’m ready to dive into real estate investing and start creating passive income and long-term wealth.My short-term goal is to purchase my first duplex or single family rental. 

I had one short term rental that was granted a permit earlier this year and I have been operating it for months now as an STR.

Then they work with a lender to get them ready to get the long term loan to buy the property.  

Are there any loan products I’d be able to cash-out refinance into before 12 months of seasoning?

Yes there are alternatives for both beige and 30 year loans for no US borrowers.

There are several myths that we have to debunk before someone truly believes they can do it.You need millions of dollars to do a dealThat it’s too complicated to figure outThat permitting takes yearsIn those communities developments cost way less (think a couple hundred thousand along with a loan from a regional bank), permitting is not difficult (much less red tape), and the towns are small enough that both the city staff and the local architects and engineers and contractors all work with you to help you navigate the process since you’re all invested in making your community better.Note: The big boys can play in the primary & secondary markets.

As always, read ALL the terms before you sit to close.

Depending on your current rate or if the current loan is short term or long term.

Quote from @Elam Fisher Jr: Anyone have experience with mid term rentals in Baltimore city?