I bought a 3/2.00 home in Tampa, FL in April 2022 for $245k at a 4.75% interest rate, I still owe $210K on the loan, my RE agent thinks it could sell for $280k ($70k in equity).

I will secure the loan for everything.

When I asked for a loan, they asked if my business received money in Euros. 

typically no special license is needed when doing it for hard money loans that I am aware of. there may be states like california and nevada that are tricky where lenders need a license of some sort but for most part brokers i have seen are not licensed. 14 or 15 states require state license and NMLS registration.

We approached the existing lender for a loan assumption.

DSCR loan How did you add value to the deal?

The DSCR loan would allow you to qualify based on the rent you are collecting and get up to 75% of the value (175 x 0.75 = 131.25k, minus 20k payoff and closing costs.You could get a line of credit or a bridge loan against it to borrow money, but it would be higher interest.

One solution could be a Debt Service Coverage Ratio (DSCR) loan.

That would minimize and maybe eliminate the need for a loan for those properties.

@Robert EllisAre you leveraging construction-to-permanent loans or private funding?