Philip, it really depends on your county’s housing authority.

Single-gender homes are only for transitional housing (like soberliving houses, halfway houses, etc). 

So, a house that would typically cost $100 per sq. ft. to build 5 years ago, is now costing $200 per sq. ft. 

My goal is to continue to acquire more cash flowing rentals to eventually leave my day job and just self manage the rental properties. 

I am looking at different loan options but to break even (not having to put any money of my own in the house after the initial down payment) the current down payment required is that much. 

I'm from Leesburg, and I can tell you—multi-family is a solid choice (piggybacking the previous comments which I agree 💯), especially with that live-in/rent-out, house hack strategy.

Quote from @An Lan: I am not a professional real estate investor, I just invest in houses as a safe asset and do not choose to rent them out.

Quote from @Scott Vaeth: I purchased a house in South Carolina this past year with the goal of BRRRRing it.

House hacking is financially a no-brainer and no city in the US (including Chicago) has more duplexes than Milwaukee.

@Terrence StarkTypically the contract to buy the new house would specify that the builder/seller would deliver the type of plans you are referencing.