In August my last remaining tenant moved out.

@Kristin MathernI would pay it given no keys were provided, it wasn’t specifically addressed/mentioned in your lease, you were provided the opportunity to address/fix yourself with a 25-30 dollar replacement from Lowe’s/Home Depot, and lastly, it was an existing situation that could have been avoided/prevented at move in.

As luck would have it, last night Person A messaged me (late) notifying me that the deposit could be carried over for use by Person B.Thanks again!

I've had pretty good success the last couple years with a combination of house hacking and building Accessory Dwelling Units.

I saw a ton of this happen on the last downturn.

that we’ve learned in our 24 years, managing almost 700 doors across the Metro Detroit area, including almost 100 S8 leases:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Outside of my decade doing tax returns I've been an educator for the last several years. 

Nectar doesn't take any lasting ownership interest.

I should note that this may be considered manufactured spending To your last point of the gifts funds....Per Fannie and Freddie guidelines, lenders can't allow gift funds on investment properties.

I mean really, I don't even talk about my money with family members, some of them would be the last ones I'd say anything to, but the have an idea, that's all they need to know.