Thanks a bunch...very intuitive and helpful

At the end of the day, you are taking a risk and you have to make the best decisions you can with the information you have available along with your intuition and of course at all times must obey all fair housing, anti discriminatory laws or practices.

Can someone wiser than me shed some intuition/insight on this?

I really believe in "gut instinct" type intuition.

So until you have two years of history, what you are actually showing the bank is $500 in expenses, and no income.I know that seems counter-intuitive, but that is how it is with most banks.  

Not intuitive to the casual observer.

I use Quicken and TurboTax....is learning Quickbooks fairly easy if I have those other two Intuit products under my belt?

I used SketchUp:http://www.sketchup.com/It's not exactly intuitive, but no 3D program is.

The screens are not intuitive and Buildium does not define their data points well so it is very difficult to move data from another software because so many of the data points are ill defined.

I'm using Intuit Payment Networks and it costs me $0.50 per transaction which is great!