. - Fortunately, our transparent systems allowed the owner to catch it:)- Full transparency - we would have never caught this honest mistake:(An owner also needs to be involved to approve & fund large expenses: maintenance, property tax & insurance payments (if they want to be more hands off), evictions, etc.A great PMC should also have a chat with you annually about your future plans for a property and your portfolio. 

I think it will also depends on state laws and a lot of information not present but the HOA rules and insurances are two different things.

The insurance agency I work with is having trouble finding a company that understands that type of policy and also offers it.  

I think the best model, and one I'm currently working on, would be more akin to how insurance works. 

Be sure you consult your agreements with them as well to determine if there is some other action you are responsible for.You may also want to contact your insurance to find out if and when they may step in and do something.

The transaction is insured via E&O.

The bank also commits insurance fraud when it collects on the default swaps, not to mention the free properties through fraudulent foreclosures, which automatically violates their REMIC status.

Health insurance, 401k, etc., and usually 8am-12/1pm daily. 

Maybe the owner of a plumbing business. 

There are many other sites you can list on if you are going for Insurance Bookings but in my markets or at least for the inventory I have, it hasn't proven to bring many leads.