Greg, first off, congrats on an incredible accomplishment—13 paid-off rentals is no small feat!

Quote from @Jaron Walling: @Elizabeth Leb Every dollar of that $20k needs a purpose.

Unless you recast your mortgage (talk to your loan officer about this potential option) your payment will not go down for the life of the loan, even if you owe an incredibly small amount. 

Even wall st guys miss  these things  right . 

Typically they have a side entrance that leads to the basement which can be easily split up with a door/wall.

The rental had ratty furniture, a record player prominently featured in the marketing but it had no speakers, missing basics items in the kitchen, lots of drunks in the concrete hallways that reverberated right into the bedroom at 2am, a strong odor of urine outside, and more.We have super hosts in this forum that have hundreds of 5-star reviews and are masters of the craft, but I look at their rentals and see they don't have any artwork on the walls, decor is basic, they do nothing to make the guest feel welcome, etc. 

@Elijah Berg Elijah, that’s incredible—you’re crushing it at 20!

The 4 guests smoked marijuana in the house (strong smell), broke a window blind and a picture, put a hole in the bathroom wall, chipped an end table and worst of all vomited on the couch and front porch.

😊Hi Melissa,This is incredibly encouraging to hear, and thank you for the advice.

They had an incredible view, which attracted a ton of weekend bookings.