And so the cycle continues, and the standard of living in capitalist societies steadily improves... at least in markets where new construction is allowed.

As the market improves, you might also have a chance to refinance and lower your payments.

I am an Automation & Workflow Manager, Specialty in AI.

Then focus on improving your interviewing skills to help you build a solid team on the ground wherever you do choose to invest.

The refi or additional debt of any kind will impact the current performance of your property I'm never a great fan of selling a good producing property - unless I am certain I can improve the overall performance of my portfolio. 

This reminds me of the story of a wall-street banker convincing a fisherman who already has time for his friends / family to instead scale his fisherman business(get employees, integrate, then sell the business) all of which will lead him to be able to spend time with his friends and family.It already sounds like you have a great life - spending time wth family and in great health.Having additional money doesn't sounds like it would improve your life that much.

Love the drive you have to continue to improve your portfolio and don't let a NO deter you from asking elsewhere.

Any improvements that were done over the years had to be done to code of that year . 

Sure there were communication challenges and that’s where I stated they and their affiliates can improve on.

Shortly after Roofstock acquired them I have seen improvements and haven't had issues with bank account connectivity.