You also have lawn and snow removal in multi's, where SFR tenant is responsible.Finally, SFRs typically garner more rent than multi's, for same bed/bath/general size.  

Fences, basic landscaping, tree removal can put some nice padding into your margins as well. 

Remove a smoke detector and an interior doorknob prior to inspection, for example. 

You should have removed her at the end of her first year. 

@Dennis GallagherIt's my understanding that the "Income-Expense Ratio" primarily use operating expenses as the expense variable, which includes costs like utilities, property taxes, insurance, maintenance, repairs, property management fees, and trash removal, all of which are considered when calculating a property's operating expense ratio (OER).You calculate OER by dividing the total operating expenses by the gross operating income of a property.

We removed a chimney to open up the space and updated all the major ticket items—new electrical, HVAC, and roof.

I know it sounds like I'm splitting hairs but some banks write HELOCs in their residential department....which won't write Investment Properties.

If they are able to remove the term it will be dependent on the loan underwriting requirements, not because they want to keep you as a banking customer.

I've never been successful in getting any of the SCAM advertisements removed. 

I think flipping is the way to go on this project since it’s my first deal which has always been the plan but very grateful for some guidance. 5 weeks of tear out, wall paper removal 🙃, new electrical, deck supports, HVAC install…we start putting it back together!